THE most up-to-date industry "standard" ―

• 136 pages that tackles the complexities of medical insurance issues
• helps you understand and manage your health insurance
• written in easy to understand layman's terms.

Back Cover Copy

• Because your insurance claim was denied and you don't know why?
  
• Because you keep getting strange hard-to-understand forms to fill out?
  
• Because of endless going-nowhere phone calls to your insurance company?
  
• Because you don't have time to follow up on everything?
  
• Because your insurance company seems smarter than you?

Health insurance policies are often written in vague and confusing language. While that's not always intentional, the end result is the same: frustrated consumers (you, perhaps?) who give up and end up paying more out-of-pocket expenses than they have to. Or ones disappointed at denied coverage because they didn't understand their policy's limitations. And here's another eye-opener...

The "Unpaid-Claims" Shocker
An overwhelming majority of unpaid health insurance claims never arrived on the insurance company's desk — and for a whole host of reasons. And since most providers don't have staff to stay on top of claims, it becomes the consumer's responsibility. Because when a claim goes missing, it's usually gone.

In The Insurance Decoder, two-decade insurance industry pro Lynne Lucio "spills all" in an invaluable one-of-a-kind reference jam-packed with the priceless "insider insights" you need to:

• Maximize the insurance benefits you're entitled to
• Minimize your out-of-pocket expenses
• Monitor your claim to ensure it's progressing properly
• Avoid/fix medical claim issues before they become "unfixable"
• Decipher health insurance industry lingo
• Help you understand the fine print in your policy
• Determine — before buying — which plan is best for you and your family

This compact yet powerfully useful one-of-a-kind guide, written in user-friendly layman's terms, is amust-have reference for both medical billing professionals as well as consumers who want to grab the reins of their own group insurance plan — not the other way around!

Lynne Lucio, a health insurance professional since 1990, was, for many years, the Plan Administrator and a Certified Procedural Coder (CPC) at United Healthcare of Utah and the Benefits Manager for a Tribal Government. Over her 20 years in the field, she compiled a treasure-trove of industry rules, tips and strategies — originally to help her do her own job more effectively. She expanded the focus, and the result was The Insurance Decoder, an invaluable one-of-a-kind reference for both consumers and billing professionals alike.