To the Media,

There are many book in print that illustrate how providers can code claims to obtain the most reimbursement possible. There are also books available that attempt to explain the broad subject of insurance but only devote a chapter or two to medical insurance―failing to give the reader a clear understanding of the topic. The Insurance Decoder is a one-of-a-kind reference that gives consumers an understanding of how to access their insurance benefits while avoiding unexpected out-of-pocket costs.

The Insurance Decoder provides an overview of health insurance that addresses the unique relationships between the players and explains many reasons why claims don't pay and the processes involved to get a medical claim paid. Many people believe that insurers are trying everything possible to avoid paying their claims. While this may be true in some cases, in reality, many insured individuals simply lack a good understanding of their plans and are not aware that some services either are not covered or are covered at a lower amount than expected and are surprised when they find out they owe more than they counted on. 

Others Who May Benefit
Although The Insurance Decoder was written with individual consumers in mind, it will also be helpful and provide insight to medical billing people who may not understand what happens to a claim when it leaves their hands. Human Resource Departments and employee benefit professionals may also find this guide useful for the day-to-day administration of their health plans. In addition, the information may be beneficial to employer boards and insurance committees as they analyze their current plan, develop a new plan design or shop for new health coverage.

Problem vs Situation
Many people say they have problems with their health insurance when in fact they actually have a situation. A problem is a difficulty that cannot always be changed―a situation, on the other hand, reflects a current state of affairs, irritating and frustrating, but one that generally can be solved. Learning about your health insurance by reading The Insurance Decoder and using the forms and letters in The Super Duper Insurance Decoder Kit provides a road map to help you succeed.  The Super Duper Insurance Decoder Kit is the essential companion to The Insurance Decoder. The letters, lists, forms, checklists, samples and tips will help you keep track of your health claims and stay organized.

Lets face it―lack of knowledge and experience is one of the biggest challenges that consumers confront when they attempt to deal with their health insurance issues. The specific letters and memos in The Super Duper Insurance Decoder Kit helps consumers follow-up on claim status or update new information. Forms to track medical history and visits are also included―all to simplify your life.

Over the years, I've taught thousands of people how to manage their health insurance issues and stay ahead of the game―it's so gratifying to see these same people understand their health insurance policy for the first time, then taking control of their own health insurance affairs and navigating the claims maze with ease.

Lynne Lucio
The Insurance Decoder

News Release One

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Author Biography

Testimonials

Lynne Lucio
PO Box 409
Lima, PA 19037
www.theinsurancedecoder.com

E-mail me at lynne@theinsurancedecoder.com for interviews, appointments, inquiries and further information. Thank you for your interest in my book.