The Definitive Guide To Help You:
Maximize Health Insurance Benefits.
Minimize Out-Of-Pocket Expenses.
And Stay One Step Ahead
of Your Insurance Company.

Are You Wrestling With Insurance Issues Like These?
My Doctor Won't See Me Anymore:
"My insurance company refuses to pay the bill. My doctor won't schedule anymore appointments until the debt is paid. I'm sick and I need my prescriptions."

My Insurance Denied My Claim:
"My insurance has denied my claim. My hospital is demanding I pay the whole bill, immediately; if I have to do that I'll never be able to retire."

I don't understand my insurance bills:
"I don't understand insurance lingo and I don't know who to call for help. I'm lost and worried about my future."

I'm in danger of bankruptcy:
"I'm sick and stuck in the health claims maze. I'm scared I will have to file bankruptcy. This was not part of my life plan!"

I'm confused:
"I need someone to help me understand the jargon, fine print and complicated writing of my insurance policy."

What's Wrong With This Picture?
Do these issues sound familiar?  You're not alone!  People with health insurance often find themselves confused, unprepared, aggravated, frustrated and vulnerable; unable to talk the talk and walk the walk of the insurance game. Many insured people often attempt to tackle the obstacles that stand in their way of getting the benefits their insurance coverage provides.  But after going round in circles with the insurance jargon, indecipherable medical billing codes, the insurance company and their provider's billing office, they often give up in frustration.

Lynne Is Your Advocate
Lynne Lucio, a two-decade insurance industry pro, has developed this website to provide assistance and one-on-one consultations with health insurance consumers frustrated by the daily tribulations of the health insurance game.

• Do you want to have a better understanding of your health insurance coverage?
• Do you want to see your medical claims get paid while minimizing your out-of-pocket expenses?
• Are you tired of being told that your procedures aren't covered?
• Are you mystified by the insurance lingo?
• Do you want to be able to hold your own when talking with your insurance company or TPA or your provider's billing staff?
• Do you want the full benefits you are entitled to under your health plan?

The Insurance Decoder Website Provides:
If you answered yes to any of the above questions, Lynne is here to help. Her website can give you the tools and guidance you need to understand how to understand your policy and access the benefits you are entitled to. You can learn from the expert how to navigate the health insurance system, gaining valuable access to the knowledge and unique expertise Lynne has shared with thousands of people over the years. This website provides you with:

• The Insurance Decoder, an invaluable one-of-a-kind reference guide, contains priceless insider tidbits and insights gained from someone that worked inside the health insurance industry. (click for details)

• This compact book has been called by medical providers a training manual for health insurance billers and medical office staff.  Insurance industry professionals consider it "the decoder" for the "foreign" language of health insurance.

• The Super Duper Insurance Decoder Kit, the essential workbook companion to the book, provides key letters, lists and tips for dealing with your insurance claims. (click for details)
  
  
• Access to Lynne herself through online consultations. (click for details)

Best wishes,
Lynne Lucio
The Insurance Decoder